Analysis of RGEC in Assessing the Health Level of Banks (Case Study on State-Owned Banks Listed on IDX for the Period 2020-2022)
Main Article Content
Abstract
Abstract
Research aim: The purpose of this research is to conduct an analysis of the impact of the RGEC components which include Non-Performing Loans (NPL), Good Corporate Governance (GCG),Return on Assets (ROA), and Capital Adequacy Ratio (CAR) on share prices of banking sector companies listed on the Indonesia Stock Exchange (BEI) during the 2012-2022 period.
Design/Methode/Approach:This research uses secondary data obtained from the Financial Services Authority (OJK), the Indonesian Stock Exchange (BEI), and the official websites of the companies concerned.
Research Finding: The results of the research show that overall RGEC (NPL, GCG, ROA, and CAR) has a significant impact on banking company share prices. In particular, the NPL variable has no significant impact, while GCG and ROA have a significant positive influence on stock prices. On the other hand, the CAR variable does not show a significant impact on stock prices. These findings can provide insight to stakeholders, especially investors, regulators and banking company management, to better understand the factors that influence share prices. This information can be used as a basis for making more appropriate decisions in managing investments and carrying out corporate governance.
Article Details
References
Fadilla K. Prosiding Manajemen Pengaruh Tingkat Kesehatan Bank dengan Menggunakan Metode RGEC terhadap Nilai Perusahaan (Influence Of The Level Of Bank Health With RGEC Method On Company’s Value n.d.
Mahendra Pramana K, Gede L, Artini S. ANALISIS TINGKAT KESEHATAN BANK (PENDEKATAN RGEC) PADA PT. BANK DANAMON INDONESIA TBK 2016;5:3849–78.
Fadillah K. Pengaruh Komponen RGEC terhadap harga saham. Jurnal Penelitian Mahasiswa 2023;2:52–63. https://doi.org/10.58192/populer.v2i3.1180.
PENGARUH VARIABEL TINGKAT KESEHATAN BANK TERHADAP HARGA SAHAM PADA PERUSAHAAN PERBANKAN YANG TERDAFTAR DI BURSA EFEK INDONESIA. 2011.
Munif A. Pengaruh Komponen RGEC (Risk Profile, GCG, Earning, Capital) Terhadap Harga Saham. 2014.
Mahandari KH, Wirama DG. Pengaruh Tingkat Kesehatan Bank Terhadap Return Saham Perbankan di Indonesia. E-Jurnal Akuntansi 2018:538. https://doi.org/10.24843/EJA.2018.v23.i01.p21.
Jao R, Daromes FE, Holly A, Purwanto FI, Agustuty L. PENGELOLAAN RISK PROFILE, GOOD CORPORATE GOVERNANCE, EARNINGS, DAN CAPITAL UNTUK MENGANTISIPASI FINANCIAL DISTRESS PERUSAHAAN PERBANKAN. JEMMA (Journal of Economic, Management and Accounting) 2023;6:195. https://doi.org/10.35914/jemma.v6i2.2155.
Gsti Shinta. Analisis Tingkat Kesehatan Bank Menggunakan Metode RGEC Terhadap Harga Saham Bank Pembangunan Daerah Tahun 2014-2018. Jurnal Mirai Manajemen 2021;6:39–52. https://doi.org/10.1234/mirai.v6i1.772.
Salsabilla B, Yunita I. PENGARUH TINGKAT KESEHATAN BANK TERHADAP HARGA SAHAM PERBANKAN UMUM KONVENSIONAL TERDAFTAR DI BEI 2014-2018. Jurnal Manajemen Bisnis Krisnadwipayana 2020;8. https://doi.org/10.35137/jmbk.v8i2.426.
Panjaitan HP, Putri D, Wardani K. PENGARUH TINGKAT KESEHATAN BANK DENGAN MENGGUNAKAN METODE RGEC (RISK PROFILE, GCG, EARNING, DAN CAPITAL) TERHADAP HARGA SAHAM (STUDI EMPIRIS PADA BANK UMUM YANG TERCATAT DI BURSA EFEK INDONESIA TAHUN 2011-2014). n.d.
Asrori E. Pengaruh Komponen RGEC Terhadap Harga Saham Perbankan Di Bursa Efek Indonesia. 2017.
Aprilia W, Hapsari N. PENGARUH TINGKAT KESEHATAN BANK MELALUI METODE RGEC TERHADAP NILAI PERUSAHAAN (STUDI KASUS PADA PERUSAHAAN PERBANKAN YANG TERDAFTAR DI BURSA EFEK INDONESIA PERIODE 2016-2020). vol. 16. 2021.
Empiris S, Perusahaan P, Yang Terdaftar Di Bursa M, Jakarta E. ANALISIS PENGARUH RASIO KEUANGAN TERHADAP HARGA SAHAM. n.d.
Sarina S, Lubis A, Linda L. Pengaruh Ukuran Perusahaan, Debt To Equity Ratio, Return On Equity Dan Current Ratio Untuk Mengidentifikasi Financial Distress Pada Perusahaan Properti Yang Terdaftar Di Bursa Efek Indonesia Periode 2014-2017. Owner (Riset Dan Jurnal Akuntansi) 2020;4:527. https://doi.org/10.33395/owner.v4i2.243.
Wira Hendrayana P, Yasa GW. PENGARUH KOMPONEN RGEC PADA PERUBAHAN HARGA SAHAM PERUSAHAAN PERBANKAN DI BURSA EFEK INDONESIA n.d.