Jannah, Amalya Miftahul, Erna Puspita, and Hestin Sri Widiawati. 2023. “The Influence of Financial Literacy, Development of Fintech and Payment Gateway on Financial Management Behavior for Faculty Economic and Business Students”. Kilisuci International Conference on Economic &Amp; Business 1 (April):86-97. https://proceeding.unpkediri.ac.id/index.php/kilisuci/article/view/2707.