The Effect of Digital Competence And Self-Efficacy on Innovative Work Behaviour: The Moderating Role of Digital Culture at PT Pegadaian Manukan Branch Surabaya. Proceeding Kilisuci International Conference on Economic & Business, [S. l.], v. 4, p. 1025–1038, 2026. DOI: 10.29407/rv3nah64. Disponível em: https://proceeding.unpkediri.ac.id/index.php/kilisuci/article/view/9736. Acesso em: 12 oct. 2026.