Digital Financial Behavior among University Students: The Impact of Financial Literacy, Financial Attitude, and Fintech Payment. Proceeding Kilisuci International Conference on Economic & Business, [S. l.], v. 4, p. 295–309, 2026. DOI: 10.29407/17tjcm67. Disponível em: https://proceeding.unpkediri.ac.id/index.php/kilisuci/article/view/9718. Acesso em: 10 oct. 2026.